IOBSP licensed ORIAS No. 12 345 678 - Intermediary in banking operations and payment services

Your financial future starts here

Gracia Capital supports you in all your projects with financing solutions tailored to your needs.

Gracia Capital: Your Financial Partner in Canada

A human and transparent approach for your projects

Trust

Trust and transparency

We believe in a financial relationship based on mutual trust and total transparency about our services and fees.

Expertise

Canadian expertise

Our team has in-depth expertise in the Canadian financial market and local regulations.

Personalization

Personalized solutions

Every client is unique. We adapt our solutions to your specific situation and financial goals.

Discover our approach

Loan Calculator

Calculate your monthly payments in seconds

Representative cost example

Amount borrowed:
CAD10,000
Term:
48 months (4 years)
APR:
5.9%
Monthly payment:
CAD234.85
Total cost:
CAD1,272.80
Total due:
CAD11,272.80

Minimum term: 61 days or more • Variable APR depending on profile

CAD1,000 CAD25,000 CAD100,000
1 year 10 years 30 years
1% 3.5% 10%

Why choose our calculator?

Accurate calculation

Our algorithm takes all parameters into account to give you a reliable estimate.

Free and no commitment

Use our calculator as many times as you want, with no obligation.

Personalized advice

Our experts are available to support you in your financing project.

Ready to make your project a reality?

Our team supports you through all stages of your loan application.

Submit an application

Our financial services

Solutions tailored to all your life projects

Mortgage loans

Mortgage loans

Finance your primary residence, rental investment, or renovation work with competitive rates.

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Auto financing

Auto financing

Acquire the vehicle of your dreams with our flexible and advantageous car credit solutions.

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Business credit

Business credit

Develop your business with our professional financing solutions tailored to your needs.

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Personal loans

Personal loans

Realize your personal projects: wedding, studies, travel, with advantageous conditions.

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Investment advice

Investment advice

Optimize your assets with the expertise of our dedicated financial advisors.

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Debt consolidation

Debt consolidation

Consolidate your loans to simplify your budget and reduce your monthly payments.

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See all our services

Why choose Gracia Capital?

Our commitment to your financial success

Our team of financial experts

Recognized expertise

With 15 years of experience in the financial sector, our team guarantees quality support.

Tailored solutions

Every project is unique. We study your situation to propose the most suitable solution.

Total transparency

No hidden fees, no surprises. We clearly inform you about all aspects of your loan.

Personalized support

From simulation to signing, our team remains available to answer all your questions.

Ready to make your project a reality?

Join the thousands of clients who trust us

15+
Years of experience
5,000+
Satisfied clients
CAD50M
Loans granted
Apply for a loan Contact us